Create your account, choose State and DISCOM, enter consumer number and Aadhaar-linked contact details, then verify via OTP. Once submitted, the portal generates an Application ID and dashboard to track subsequent steps clearly.
PM Surya Ghar: Muft Bijli Yojana
A national program to enable 1 crore homes to generate their own power and offset up to ~300 units/month via rooftop solar with net metering.
- ₹75,021 Cr Total scheme outlay (till FY 2026–27)
- ₹65,700 Cr CFA for households
- 1 Crore Residential RTS target
CFA
Up to ₹78,000 Subsidy
₹30,000/kW (first 2 kW) + ₹18,000/kW (next 1 kW). No CFA beyond 3 kW.
DBT
Direct Credit
Subsidy is paid after commissioning—direct to bank or loan account.
Quality
DCR + 5-Year CMC
Domestic modules & cells, minimum tech specs, and vendor 5-year CMC.
Process
Single-Window Portal
Apply → choose vendor → approvals → install → inspect → net meter → DBT.
Scheme Overview
- Launched on 13 Feb 2024; implementation up to FY 2026–27.
- Implemented via the National Portal for PM–Surya Ghar (single-window).
- Grid-connected systems with net metering; minimum tech specs & safety compliance mandatory.
- Benchmark costs published to keep pricing transparent; vendors register and list offerings.
Total Outlay₹75,021 Cr
CFA to Homes₹65,700 Cr
Target1 Crore Homes
Eligibility
- Residential consumer with a DISCOM connection; installation on roof/terrace/balcony/elevated structure.
- DCR mandatory: domestically manufactured modules made from domestically manufactured cells.
- Additional CFA allowed when enhancing prior RTS, but only up to the 3 kW overall cap for subsidy calculation.
- CFA is one-time per installation; relocated systems are not eligible again.
Note: GHS/RWA common facilities have a separate slab. Non-residential segments are not eligible for CFA.
Central Financial Assistance (CFA) — Slabs
| Segment | General States | Special Category States/UTs |
|---|---|---|
| First 1 kW (or part) | ₹30,000 / kW | ₹33,000 / kW |
| Next 2 kW (up to 3 kW) | ₹60,000 / kW | |
| Beyond 3 kW (households) | ₹78,000 | |
| GHS/RWA common facilities (up to 500 kWp @ 3 kWp/flat) | ₹18,000 / kW | ₹19,800 / kW |
Examples
- 1.5 kW → ₹30k × 1.5 = ₹45,000
- 2.5 kW → (₹30k × 2) + (₹18k × 0.5) = ₹69,000
- 6 kW → (₹30k × 2) + (₹18k × 1) = ₹78,000 (cap)
Benchmark Cost (basis for CFA)
- First 2 kW: ₹50,000/kW; Additional kW: ₹45,000/kW
- Special Category States/UTs: ₹55,000/kW (first 2 kW); ₹49,500/kW (additional)
Benchmarks may be revised during mid-term review.
State Top-ups
Some States/UTs announce additional subsidies. Check your DISCOM/Energy Department for current top-ups and net-metering rules.
How to Apply (National Portal Workflow)
Compare vendors on warranty, module/inverter brand, service terms and price. Finalize a compliant design meeting standards. The chosen vendor confirms capacity, layout and documents required for feasibility before installation timelines are committed.
DISCOM evaluates transformer capacity, service line constraints and metering readiness. Additional state-specific safety or structural checks may apply. Post-feasibility, portal status updates allow scheduling installation after necessary permissions are recorded.
Vendor installs structure, modules, inverter, protection and earthing per standards. DISCOM conducts checklist-based inspection. On acceptance, the net-metering agreement is executed and the bi-directional meter is installed, enabling export crediting.
After commissioning certificate is uploaded, provide bank or loan account details on the portal. Post verification, CFA is credited via Direct Benefit Transfer. Download receipts and completion documents for records and warranties.
Billing Note: Utilities may recover certain charges (e.g., meter testing/net meter) in your first bill post-installation per MoP guidance; local implementation varies by state.
Required Documents
Recent Electricity Bill / Consumer No.ID & Address ProofBank (or Loan) Account Details for DBTInstallation Photos & Test ReportsNet-Metering Agreement
Loans & EMI Options
How financing works
- Many banks/NBFCs offer Rooftop Solar loans. EMIs depend on your lender’s interest rate & tenure.
- The subsidy (CFA) is claimed by you on the National Portal, not by the lender. After commissioning and portal verification, CFA can be credited to your loan account.
- Typical documentation aligns with home/consumer loans (KYC, income proof as applicable, quotation/PI, etc.).
Tip: Choose EMIs so that your monthly solar savings roughly match or exceed the EMI, keeping your net cash outgo minimal during payback.
Technical Standards & Quality
- DCR modules (Made-in-India cells + modules) are mandatory for CFA.
- Inverters & BoS must meet the scheme’s minimum technical specifications and BIS standards.
- Vendor must provide a 5-year comprehensive maintenance contract (CMC) including manufacturing/design/workmanship warranty.
- Proper earthing, surge protection, Lightning Arrestor, and compliant AC/DC wiring are required; DISCOM inspection uses a standard checklist.
On-Grid Focus: The scheme covers grid-connected RTS with net metering; performance data capability and documentation are part of the checklist.
GHS / RWA (Common Facilities)
For common facilities (including EV charging), GHS/RWAs are eligible up to 500 kWp, limited at 3 kWp per flat. The CFA is as per the “next 1 kW” slab (see table). The overall cap includes any individual rooftops installed by residents within the society.
Quick FAQs
Who can apply?
Residential electricity consumers (household connections) with grid-connected rooftops/terrace/balcony/elevated structures. Non-residential segments (commercial, industrial, etc.) are not eligible for CFA.
How is the subsidy paid?
After installation, inspection and net-metering, you submit bank (or loan) account details on the National Portal. The CFA (subsidy) is transferred via DBT directly to your bank or your loan account if you took a loan.
What about module origin and specs?
DCR is mandatory: domestically manufactured modules from domestically manufactured cells. All equipment must meet the scheme’s minimum technical standards.
GHS/RWA coverage?
Yes, common facilities (including EV charging) up to 500 kWp, limited at 3 kWp per flat, are eligible as per the specified CFA slab.
Are there loans/EMIs?
Banks/NBFCs offer rooftop solar loans; EMIs depend on lender terms. Note that banks are not part of the subsidy claim process—you claim on the portal. The CFA can be credited to your loan account post-commissioning.
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